Thursday, February 14, 2019 / by Amy Norris
EC - E what? Elevation Certificate (nothing to do with elevators: ) What is it and why might you need one? An Elevation Certificate is an important tool that documents your building’s elevation. This Fact Sheet provides valuable information for homeowners about elevation certificates and flood insurance. This link explains why your insurance company may require you to have one. They previous owner, insurance company, county, builder or city may have an older one. Otherwise, either the Buyer or Seller may need to get a new one from a land surveyor. It is usually in the best interests of the Buyer to have a new land survey and elevation certificate done ordered at the same time for a cost savings and most up to date info. https://www.fema.gov/media-library/assets/documents/32330
Friday, February 8, 2019 / by Amy Norris
COBRA for insurance doesn't usually refer to snakes :) What is CRBA? Can you still get Flood Insurance? The answer is most likely: YES - through private companies.
The Coastal Barrier Resources Act (CBRA) protects coastal areas that serve as barriers against wind and tidal forces caused by coastal storms, and serve as habitat for aquatic species. This fact sheet outlines the responsibilities and restrictions that various programs within FEMA have under CBRA. (see links below & contact your insurance agent for quotes or more info)
• The official CBRS maps may be downloaded on the USFWS website at https://fws.gov/ cbra/maps/index.html
• The most up-to-date CBRS boundaries can be found via the USFWS’s online CBRS Mapper tool (Figure 2) at https://fws.gov/cbra/maps/ Mapper.html
• Although CBRS boundaries will be removed from the National Flood Hazard Layer (NFHL), . ...